Better Homes & Gardens Real Estate, Main Street Properties, Inc.


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1313 Creighton Rd





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Credit Score

Main Street Properties - Media
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The importance of your credit report

When you apply for a loan, your lender will look at several details of your personal finances, including your credit report. The better your credit, the better the lending terms you'll be offered.

Credit scores range from 200 to above 850. Scores below 620 are considered risky; 720 and over are excellent.

You should be aware of what information is on your credit report by obtaining and reviewing copies of your credit report from the three main credit report agencies.

"...there are several factors that affect your credit report..."

Remember that there are several factors that affect your credit report including your payment history, your current ratio of debt to income and signs of responsibility and stability. And since not all creditors report to all three agencies, it's best to order a report from all three institutions. Your goal in ordering all three credit reports is to make sure that all of the information stated on each report is accurate and correct.

Please feel free to call or email me if you have any questions or would like additional information on how to speak with lenders about your credit report.
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Jack Lara
Jack Lara